For people who live in Texas, it can seem impossible to get around without the help of a car. Unfortunately, we live in a dangerous world where even the most cautious drivers can find themselves the victim of car accidents. Regardless of whether you live in an urban center, such as Dallas, or a more rural community, reckless driving takes place all around you. In 2015 alone, drivers lost over 37 billion dollars as a result of motor vehicle accidents. The consequences may also be far more severe. According to Dallas car accident attorneys of the Benton Law Firm, in 2012 there were around 63,000 serious injury crashes in the state, with 87,000 people sustaining serious injuries from these crashes.
After a car accident, many victims experience shock. Shock is a medical condition resulting from low blood pressure, and frequently affects victims of motor vehicle accidents. Symptoms include confusion, chest pain, dizziness, pale skin, unconsciousness, and a variety of others. When these symptoms occur, simple steps such as exchanging insurance information and taking pictures of the damage can become difficult as a result of the trauma. In the event of a serious injury this is especially true.
Many motorists are taken advantage of in the chaotic aftermath of a car accident because they were not able to take proper steps to legally protect themselves. These steps include recording the locations and areas of physical damage of each vehicle. It is important to understand that the insurance company will require huge amounts of information, and to be prepared for detailed recalling of the incident.
Continuing your daily routines without use of your car is challenging, but dealing with the added stress of insurance adjustors and hospital bills can be overwhelming to even the toughest driver.
After the long winter, when spring comes in full swing, one thing that is really noticeable on roads is the sudden increase in the number of motorcycles. According to the National Highway Traffic Safety Administration (NHTSA), as of 2011, motorcycles accounted only for 3% of all registered vehicles in the US, yet, when it comes to traffic fatalities, motorcyclists account for 14%.
Records from the National Center for Statistics and Analysis (NCSA) Traffic Safety Fact Sheet show that in 2012, motorcycle accidents injured about 93,000 riders and killed 4,957. Compared to car passengers during crashes, the likelihood of motorcyclists getting injured is five times more, while the likelihood of them dying, 30 times higher. This is due to the lack of gears that would cushion and protect a rider from the force created during impact, thus, making him or her vulnerable to different kinds of severe injuries, especially head injury, which is the most common cause of death in motorcycle accidents.
There are two classifications of motorcycle accidents: single-bike motorcycle crashes and multiple-vehicle accidents. Single-bike motorcycle crashes, which are more common, involve just a single motorcycle and it can be the result, either of negligence or recklessness on the part of the rider, or factors beyond a rider’s control. Examples of these, include riding under the influence of alcohol, speeding (especially when approaching a bend), faulty equipment and road hazards, which can cause a rider to lose control of his/her bike, ending up with him/her crashing on asphalt or hitting a road fixture, such as a lamp post or concrete barrier.
A multiple-vehicle accident, on the other hand, involves another vehicle, such as a car, an SUV, etc., and is the more deadly of the two types. According to the NHTSA, some of the most common causes of multiple-vehicle accidents are driver distraction, a driver being under the influence of alcohol, a driver using a cellphone while driving, a driver failing to notice an approaching motorcycle and a driver refusing to respect a motorcyclist’s right of way.
The website of the personal injury law firm Cazayoux and Ewing points out the sustained efforts of government and private agencies in improving awareness among drivers of the possible dangers that motorcycle riders may face if they fail to observe the presence of motorcycles on the road. One way through which this awareness is conveyed is via the declaration of the month of May as Motorcycle Safety Awareness Month. It is during this month when the National Safety Council (NSC) explains the dangers and vulnerabilities that motorcycle riders face on the road and the ways that would help everyone avoid accidents, save themselves from getting hurt, as well as from injuring a motorcyclist. These NSC tips should help attain the above objectives:
motorists should observe motorcyclists’ right of way and should be extra alert when they are near;
never tailgate a motorcycle, drivers should rather allow a greater following distance behind it;
drivers should be extra careful at intersections where most crashes occur (a very common incidence when drivers would be making a left turn at intersections);
motorcyclists are entitled to use the full lane width of any road. No driver should deprive them of this right by sharing the lane with them;
motorcyclists should never drive along another vehicle’s blind spot;
motorcyclists should refrain from riding during poor weather conditions; and
motorcyclists should always use turn signals before changing lanes or turning
No law, more so, reminders, will save motorcyclists from the possibility of being hit by another vehicle or from losing control of their bike due to poorly maintained roads or road hazards, so long as there are individuals who will obstinately refuse to observe what the law mandates.
According to the website of Milwaukee, WI car accident lawyers, car accidents are a common problem in roads across America. According to the 2012 statistical report by United States Census Bureau, there has been an average of 10.6 million motor vehicle accidents between the years 2004 to 2009. Because drivers are constantly facing risks while on the road, the government has mandated several safety nets in case the worst happens. Among such policies is the Personal Injury Protection or PIP insurance, which is required of drivers in a few select states.
Personal Injury Protection is a type of insurance coverage required by several states that have policies involving no-fault accidents. Individuals with PIP insurance can receive compensation for medical costs and other financial burdens caused by an accident regardless of who may have caused the accident. The amount covered by PIP insurance will differ from state to state. There are states that mandate a minimum requirement for insurance companies, but drivers can opt to purchase PIP coverage at higher amounts. The states that require PIP coverage are the following: New York, New Jersey, Pennsylvania, Florida, Utah, Michigan, Minnesota, Kentucky, Kansas, Hawaii, and the District of Columbia.
If you do not reside in a state that requires Personal Injury Protection, there are still several options that could allow you to pursue compensation for damages and injuries caused by a devastating accident. For example, in Illinois, options like collision coverage could protect a driver from damages regardless of who caused the accident.
Meanwhile, compensation for accidents that have lead to fatalities or serious injuries can be resolved with the help of a personal injury lawyer. In worst-case scenarios, your best option is to consult with an experienced legal professional to learn how you can best address the situation that’s in front of you.